Specialized Insurance Solutions
Noveri Insurance Agency offers comprehensive insurance solutions.
About Noveri Insurance Agency
Noveri Insurance – A Family Agency
The Noveri family (father, Eugenio; mother, Clara and son, Chris) is from Argentina. Eugenio and Clara (and older son, Marcelo) were born there, but moved to Houston in 1971, where one year later Chris was born. In 1973, the whole family moved back to Argentina and lived there for the next four years, until deciding to move back to Houston in 1977. It was there that Eugenio and Clara decided to venture into the insurance industry, where they became producers for Farmers Insurance over the next few years.
In 2001, the family decided to open their own independent insurance agency. After gaining many years of experience at Farmers Insurance, they were ready to venture out on their own. Today, Noveri Insurance Agency offers business and personal insurance solutions, with our specialties in home insurance, auto insurance, business insurance, life insurance, contractor insurance, restaurant insurance, retail business insurance and professional services insurance in Houston, TX, serving Katy, TX and the Cinco Ranch area.
What Sets Us Apart
Our agency is unique in a couple of ways. With our Argentinian background, we can cater to both English and Spanish speaking clients. Also, unlike most agencies, we have grown slowly, but steadily. We rely not on major marketing for our business, but on word of mouth referrals – where we get 90% of our business.
Service – Old-Fashioned Style
Our goal from the start of our agency was to maintain that old fashioned style of service where we develop long lasting relationships with our clients. To us that means remaining front and center, and always being accessible to our clients – which is what our agency has always been known for. Though we have maintained this old fashioned style of service, we’ve also stayed on the cutting edge of technology so that we can offer our clients the best service possible.
Providing for Your Family
Raising a child is a rewarding and important life experience. It is also very expensive. The average cost of raising a child, born in 2013, to age 18 is more than $300,000. If you were to die tomorrow, would your spouse be able to provide food, clothes, daycare and eventually college tuition for your child? In 2013, the average cost of tuition, fees, room and board for a private college was $41,412 per year.
Having life insurance could secure the future for your children if you have an untimely death. With a life insurance policy, there would be enough income to help pay for everything your child could need while growing up.
After your death, any outstanding debt and financial obligations do not disappear. Your home is probably the costliest and most significant property you own. A mortgage payment is a large burden for a widow or widower to carry.
A life insurance policy would allow your spouse or children to pay off your outstanding debts and spare them the stress of making monthly payments on the home and car(s).
Many families lease or finance their automobiles these days. If the primary earner in the family were to die, the family could be left with outstanding car payments for years to come.
A life insurance policy would allow your spouse or children to pay off your outstanding debts and spare them the stress of making monthly payments on your car(s).
The average funeral costs about $10,000. That high price is for standard things, not unnecessary options or luxurious services. A death in the family is stressful enough; why add the hefty bill of a funeral to that stress?
A life insurance policy can easily cover the cost of a funeral. Your family will be able to think of you and have peace of mind without being burdened by funeral costs.
Protecting Your Retirement Savings
Once you retire, you will be living off social security, and if you are lucky to have them, a pension or retirement fund, too. But what if the surviving spouse has been relying on you to fund retirement for the couple? Premature death of an earner can affect sources of retirement benefits such as Social Security benefits.
Life insurance can help support a surviving spouse during his or her retirement.
Protecting Your Small Business
If you passed away, would your business suffer? There are many complications and financial issues that can arise due to the death of a business owner. Many people overlook this predicament.
A life insurance policy can keep a business moving along even during tough times, such as the loss of the business owner/partner. Key person life insurance is payable to the company and provides money for training and hiring of a new employee. A buy-sell agreement, funded by life insurance, allows the other partners in the business to buy the deceased’s share of the business, which will provide money for his or her family.
Spousal Support / Income Replacement
Many people mistakenly think that they don’t need life insurance if they don’t have children or if their children are grown. However, your financial responsibilities fall to your family when you are gone.
Life insurance can replace the income you would usually bring in and help support your spouse or adult children. Keeping your loved ones living in the way they are accustomed to is an important thing to think about.
Josh HalterThe Bio Dude
“I was very lucky to find a commercial insurance agency this easy to work with. Being my first time needing this type of insurance for my small business, Chris was very helpful answering all of my questions, finding me the best rate for my money and had me taken care of quickly. I highly recommend this firm to anyone in need of business insurance in the area.”
“They have going rates on insurance.”
Dimitri PouliadisKemah, TX
“The service and attention to detail are truly second to none. I highly recommend you contact this agency as soon as you can. You will not be disappointed!”
“Amazing people 😊. Best in Houston. Check them out.”